Participating ERs open 24/7 No appointment needed
MEMBERSHIP PRICING
Memberships start at $800 a year.
Every membership includes every dependent listed on your insurance — one fee, never per-person. Your own price depends on your insurance’s in-network maximum out-of-pocket, so the calculator is the only place that gives you the real number.
STARTING PRICE
One price. Every dependent. Two ways to pay.
The care is identical either way — the same eligible in-house services, at the same participating facilities, with no visit limits. There is no higher or lower tier of membership. What changes is when you pay, and one thing that only prepaying unlocks.
Starts at
$800/year
Or $640 when you pay for the year upfront — 20% off the annual price, and the only option that pays an outstanding previous-visit patient responsibility balance — no time limit, no cap.
Or starts at
$80/month
Spreads the same membership across the year.
Your price depends on your insurance. Enter your in-network maximum out-of-pocket and the calculator returns your exact figure.
Calculate your priceOpens the cost calculator in your member portal.
All dependents included
A Family membership is you plus every dependent listed on your qualifying insurance — all at that one fee. You never pay separate amounts for separate people.
Same care, either way
Every membership includes the same eligible in-house services at participating facilities, with no visit limits. A higher fee does not buy better care; it reflects a higher maximum out-of-pocket.
Your health history doesn’t count
Your health history affects neither your eligibility nor your price. Pricing is based only on your insurance’s in-network maximum out-of-pocket.
ONE REASON TO PREPAY
Prepaying reaches a balance you already owe.
This is the only difference between the two payment options, and it is worth understanding before you choose. As everywhere else, it applies at participating facilities only — and you can move to it later.
Annual, paid upfront
Your membership pays any outstanding previous-visit patient responsibility balance you still owe to a participating facility — with no time limit and no cap.
It applies every time you pay a full year upfront: at enrolment, when you convert from monthly to annual, and at each annual renewal. So it reaches a balance from before you joined and a balance from months when you were paying monthly.
Two conditions. The balance is the patient responsibility your insurer assigned, and you had active qualifying insurance at the time of that visit — so a visit billed as self-pay or cash-pay is not included. It also does not extend to what your membership excludes anyway: send-out labs, ambulance transfers, retail pharmacy, or accident and injury matters.
Monthly
Your membership pays for eligible services during the months you are a member. It does not reach an earlier balance.
You are not stuck with that, though — switching to annual prepay pays the earlier balance at the point you switch.
The full answer is in Q7 · Section 3 of the Membership Agreement
HOW YOUR PRICE IS SET
By your insurance’s in-network maximum out-of-pocket.
Memberships start at $800 per year and increase $250 for every $5,000 of in-network max out-of-pocket above $5,000 — higher maximums mean higher potential patient responsibility, so pricing scales to keep the program sustainable.
Find your maximum out-of-pocket
It is on your insurance card, your benefits summary, or your insurer’s portal — the in-network maximum, not the out-of-network one.
Enter it in the calculator
The calculator reads the current pricing straight from the member portal, so the number it gives you is the number you would pay.
Choose annual or monthly
Same membership either way. Annual paid upfront is 20% off the annual price.
WHAT’S INCLUDED
Clear about what’s in — and what’s not.
Included at participating facilities
- Emergency room visits
- Urgent care
- Primary care
- Pediatrics
- On-site imaging (CT, X-ray, ultrasound)
- In-house lab tests
- Medications given during your visit
- Point-of-care testing
Not included
- Care at non-participating locations
- Lab work sent to outside labs
- Ambulance transfers
- Retail pharmacy prescriptions
- Services tied to motor-vehicle-accident or personal-injury cases while another party may be responsible
QUESTIONS ABOUT PRICE
The ones we hear most.
How is my membership fee set?
By your insurance’s in-network maximum out-of-pocket. Memberships start at $800 per year and increase $250 for every $5,000 of in-network max out-of-pocket above $5,000 — higher maximums mean higher potential patient responsibility, so pricing scales to keep the program sustainable. And it’s always one membership fee: a Family membership includes every dependent listed on your insurance at that one fee — never per-person pricing.
Do I sign up as an individual or a family — and does my family need separate memberships?
Your choice at sign-up, and never separate memberships. An Individual membership is just you. A Family membership is you plus every dependent listed on your qualifying insurance — all included at one membership fee. You never pay separate amounts for separate people.
Does my health history affect joining?
No. Your health history doesn’t affect your eligibility or your price — membership pricing is based only on your insurance’s in-network maximum out-of-pocket. Any condition our participating providers can treat in-house is included, from day one of your membership.
What happens if my insurance changes mid-membership?
Update your new qualifying insurance in the portal promptly to stay eligible. Because pricing follows your in-network maximum out-of-pocket, your fee may adjust with the new insurance.
READY WHEN YOU ARE
Healthcare without the “how much will this cost?”
Join in minutes. Keep your insurance. Walk into participating care knowing your membership has the rest.
